This is your Credit Union and its success depends upon your use of its services for loans and savings.   You benefit when you use your Credit Union and when you promote its services to others, especially those eligible but not now members.

Your Alabama-West Florida Methodist Federal Credit Union continues to be in a safe and sound condition.  Capital ratio on December 31, 2003 was 9.88% which is good for a credit union the size of ours.  The National Credit Union Insurance Fund that remains the strongest of the Federal Insurance Funds protects your share deposits up to $100,000. All monies above a necessary cash flow amount are either loaned out or invested to keep your money working for you.  Our investments are made only with insured investors.